/* zayavka-credit-online.ru — shared styles */
:root {
  --navy: #0D1B2A;
  --navy-mid: #1A2E45;
  --blue: #1565C0;
  --blue-bright: #1976D2;
  --blue-light: #E3F0FF;
  --emerald: #047857;
  --emerald-light: #D1FAE5;
  --accent: #FF6B00;
  --accent-hover: #E55A00;
  --white: #FFFFFF;
  --off-white: #F7F9FC;
  --text: #1A1A2E;
  --text-mid: #4A5568;
  --text-light: #718096;
  --border: #E2E8F0;
  --success: #2E7D32;
  --success-bg: #E8F5E9;
  --radius: 12px;
  --radius-lg: 20px;
  --shadow: 0 2px 16px rgba(13,27,42,0.10);
  --shadow-lg: 0 8px 32px rgba(13,27,42,0.16);
}
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: 'Golos Text', sans-serif; background: var(--off-white); color: var(--text); line-height: 1.6; font-size: 16px; }

header { background: var(--navy); position: sticky; top: 0; z-index: 100; box-shadow: 0 2px 12px rgba(0,0,0,0.3); }
.header-inner { max-width: 1200px; margin: 0 auto; padding: 0 24px; display: flex; align-items: center; justify-content: space-between; gap: 16px; height: 64px; position: relative; }
.logo { font-family: 'Unbounded', sans-serif; font-size: 14px; font-weight: 700; color: var(--white); text-decoration: none; flex-shrink: 0; }
.logo span { color: var(--accent); }
header nav.site-nav { display: flex; gap: 4px; flex-wrap: nowrap; align-items: center; }
header nav.site-nav a { color: rgba(255,255,255,0.7); text-decoration: none; font-size: 13px; font-weight: 500; padding: 6px 10px; border-radius: 6px; transition: all 0.2s; white-space: nowrap; }
header nav.site-nav a:hover, header nav.site-nav a.active { color: var(--white); background: rgba(255,255,255,0.1); }
.nav-toggle { display: none; flex-direction: column; justify-content: center; gap: 5px; width: 44px; height: 44px; padding: 10px; border: none; border-radius: 8px; background: rgba(255,255,255,0.08); cursor: pointer; flex-shrink: 0; }
.nav-toggle-bar { display: block; width: 100%; height: 2px; background: var(--white); border-radius: 1px; transition: transform 0.2s, opacity 0.2s; }
.site-header.nav-open .nav-toggle-bar:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.site-header.nav-open .nav-toggle-bar:nth-child(2) { opacity: 0; }
.site-header.nav-open .nav-toggle-bar:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.breadcrumbs { background: var(--white); border-bottom: 1px solid var(--border); }
.breadcrumbs-inner { max-width: 1200px; margin: 0 auto; padding: 10px 24px; display: flex; align-items: center; gap: 8px; font-size: 13px; color: var(--text-light); flex-wrap: wrap; }
.breadcrumbs a { color: var(--blue); text-decoration: none; background: none; padding: 0; border-radius: 0; font-weight: 500; }
.breadcrumbs a:hover { color: var(--blue-bright); text-decoration: underline; background: none; }
.breadcrumbs [aria-current="page"] { color: var(--text-mid); font-weight: 600; }
.breadcrumbs-sep { color: var(--text-light); }

.page-header { background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 60%, #1B3A5C 100%); padding: 40px 24px 48px; position: relative; overflow: hidden; }
.page-header.emerald { background: linear-gradient(135deg, #022C22 0%, #064E3B 50%, #047857 100%); }
.page-header-inner { max-width: 1200px; margin: 0 auto; position: relative; }
.page-eyebrow { display: inline-flex; align-items: center; gap: 8px; background: rgba(255,107,0,0.15); border: 1px solid rgba(255,107,0,0.3); color: #FCD34D; font-size: 12px; font-weight: 600; padding: 5px 12px; border-radius: 20px; margin-bottom: 16px; }
h1.page-title { font-family: 'Unbounded', sans-serif; font-size: clamp(20px, 3vw, 36px); font-weight: 700; color: var(--white); line-height: 1.2; margin-bottom: 12px; }
.page-sub { font-size: 16px; color: rgba(255,255,255,0.65); max-width: 620px; line-height: 1.6; }

.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.content-grid { display: grid; grid-template-columns: 1fr 340px; gap: 28px; padding: 32px 0 48px; align-items: start; }

.calc-widget { background: var(--white); border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); border: 1px solid var(--border); overflow: hidden; margin-bottom: 24px; }
.calc-header { background: var(--blue); padding: 20px 28px; display: flex; align-items: center; gap: 12px; }
.calc-header.emerald { background: var(--emerald); }
.calc-header-icon { font-size: 24px; }
.calc-header-title { font-family: 'Unbounded', sans-serif; font-size: 16px; font-weight: 600; color: var(--white); }
.calc-header-sub { font-size: 12px; color: rgba(255,255,255,0.7); margin-top: 2px; }
.calc-body { padding: 28px; }

.field-group { margin-bottom: 20px; }
.field-label { display: flex; justify-content: space-between; align-items: baseline; font-size: 13px; font-weight: 600; color: var(--text-mid); margin-bottom: 7px; }
.field-value { font-family: 'Unbounded', sans-serif; font-size: 14px; font-weight: 700; color: var(--navy); }
.field-input-wrap { position: relative; }
.field-input { width: 100%; padding: 10px 52px 10px 12px; border: 1.5px solid var(--border); border-radius: 8px; font-family: 'Golos Text', sans-serif; font-size: 15px; color: var(--text); background: var(--off-white); outline: none; transition: border-color 0.2s; }
.field-input:focus { border-color: var(--blue); background: var(--white); }
.field-suffix { position: absolute; right: 12px; top: 50%; transform: translateY(-50%); font-size: 13px; color: var(--text-light); pointer-events: none; }

.range-wrap { margin-top: 7px; }
input[type="range"] { width: 100%; height: 4px; -webkit-appearance: none; appearance: none; background: linear-gradient(to right, var(--blue) var(--pct,50%), var(--border) var(--pct,50%)); border-radius: 2px; cursor: pointer; outline: none; }
input[type="range"]::-webkit-slider-thumb { -webkit-appearance: none; width: 18px; height: 18px; border-radius: 50%; background: var(--white); border: 3px solid var(--blue); box-shadow: 0 2px 8px rgba(21,101,192,0.25); cursor: pointer; }
.range-limits { display: flex; justify-content: space-between; margin-top: 3px; font-size: 11px; color: var(--text-light); }

.toggle-tabs { display: flex; background: var(--off-white); border-radius: 8px; padding: 3px; border: 1px solid var(--border); }
.toggle-tab { flex: 1; padding: 8px 10px; text-align: center; font-size: 13px; font-weight: 600; color: var(--text-mid); border-radius: 6px; cursor: pointer; transition: all 0.2s; user-select: none; }
.toggle-tab.active { background: var(--white); color: var(--blue); box-shadow: 0 1px 4px rgba(0,0,0,0.1); }

.calc-submit { width: 100%; padding: 15px; background: var(--accent); color: var(--white); font-family: 'Unbounded', sans-serif; font-size: 15px; font-weight: 700; border: none; border-radius: 10px; cursor: pointer; transition: background 0.2s; margin-top: 4px; }
.calc-submit:hover { background: var(--accent-hover); }

.cta-main { display: block; width: 100%; padding: 16px; background: var(--accent); color: var(--white); font-family: 'Unbounded', sans-serif; font-size: 15px; font-weight: 700; border: none; border-radius: 10px; text-align: center; text-decoration: none; transition: background 0.2s; margin-top: 16px; }
.cta-main:hover { background: var(--accent-hover); color: var(--white); }

.results-panel { margin-top: 24px; padding-top: 24px; border-top: 2px dashed var(--border); display: none; }
.results-panel.visible { display: block; }
.results-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; margin-bottom: 20px; }
.result-card { background: var(--off-white); border-radius: 10px; padding: 14px 16px; border: 1px solid var(--border); }
.result-card.main { background: var(--blue); border-color: var(--blue); grid-column: 1/-1; }
.result-label { font-size: 11px; font-weight: 600; letter-spacing: 0.5px; text-transform: uppercase; color: var(--text-light); margin-bottom: 4px; }
.main .result-label { color: rgba(255,255,255,0.7); }
.result-value { font-family: 'Unbounded', sans-serif; font-size: 18px; font-weight: 700; color: var(--navy); }
.main .result-value { color: var(--white); font-size: 24px; }

.expert-bar { display: flex; align-items: center; gap: 16px; background: var(--white); border-radius: var(--radius); padding: 18px 24px; border: 1px solid var(--border); box-shadow: var(--shadow); margin-bottom: 28px; flex-wrap: wrap; }
.expert-ava { width: 52px; height: 52px; border-radius: 50%; background: linear-gradient(135deg, var(--blue), var(--navy)); display: flex; align-items: center; justify-content: center; font-family: 'Unbounded', sans-serif; font-size: 18px; font-weight: 700; color: var(--white); flex-shrink: 0; }
.expert-meta { flex: 1; min-width: 180px; }
.expert-name-sm { font-weight: 700; font-size: 14px; color: var(--navy); }
.expert-name-sm a { color: var(--blue); text-decoration: none; margin-left: 8px; font-size: 12px; font-weight: 500; }
.expert-role-sm { font-size: 12px; color: var(--text-light); }
.expert-badge { background: var(--success-bg); border: 1px solid #A7D7A9; color: var(--success); font-size: 12px; font-weight: 600; padding: 5px 10px; border-radius: 6px; white-space: nowrap; }

.seo-block { background: var(--white); border-radius: var(--radius-lg); padding: 36px; box-shadow: var(--shadow); border: 1px solid var(--border); margin-bottom: 28px; }
.seo-block h2 { font-family: 'Unbounded', sans-serif; font-size: 20px; font-weight: 700; color: var(--navy); margin-bottom: 14px; line-height: 1.3; }
.seo-block h3 { font-size: 16px; font-weight: 700; color: var(--navy); margin: 22px 0 8px; }
.seo-block p { font-size: 15px; color: var(--text-mid); line-height: 1.75; margin-bottom: 14px; }
.seo-block ul { padding-left: 20px; margin-bottom: 14px; }
.seo-block li { font-size: 15px; color: var(--text-mid); line-height: 1.7; margin-bottom: 6px; }
.text-placeholder { background: #FEF3C7; border: 2px dashed #F59E0B; border-radius: 8px; padding: 20px; margin: 16px 0; font-size: 13px; color: #92400E; line-height: 1.6; }

.info-table { width: 100%; border-collapse: collapse; font-size: 14px; margin: 16px 0; }
.info-table th, .info-table td { padding: 12px 14px; border: 1px solid var(--border); text-align: left; }
.info-table th { background: var(--navy); color: var(--white); font-weight: 600; }
.info-table tr:nth-child(even) td { background: var(--off-white); }

.section-eyebrow { font-size: 12px; font-weight: 600; letter-spacing: 1.5px; text-transform: uppercase; color: var(--blue); margin-bottom: 8px; }
.section-title { font-family: 'Unbounded', sans-serif; font-size: clamp(18px, 2.5vw, 26px); font-weight: 700; color: var(--navy); line-height: 1.2; margin-bottom: 24px; }

.bank-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(260px, 1fr)); gap: 14px; margin-bottom: 32px; }
.bank-link-card { background: var(--white); border: 1.5px solid var(--border); border-radius: 12px; padding: 18px; text-decoration: none; color: inherit; transition: all 0.2s; display: block; }
.bank-link-card:hover { border-color: var(--blue); transform: translateY(-2px); box-shadow: var(--shadow); }
.bank-link-name { font-weight: 700; font-size: 15px; color: var(--navy); margin-bottom: 6px; }
.bank-link-rate { font-family: 'Unbounded', sans-serif; font-size: 18px; font-weight: 700; color: var(--blue); }
.bank-link-sub { font-size: 12px; color: var(--text-light); margin-top: 4px; }

.subtype-grid { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 32px; }
.subtype-link { display: inline-flex; align-items: center; gap: 6px; background: var(--white); border: 1.5px solid var(--border); color: var(--text); text-decoration: none; font-size: 14px; font-weight: 500; padding: 10px 16px; border-radius: 8px; transition: all 0.2s; }
.subtype-link:hover { border-color: var(--blue); color: var(--blue); background: var(--blue-light); }

.int-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(190px, 1fr)); gap: 10px; margin-bottom: 40px; }
.int-card { display: flex; align-items: center; gap: 10px; background: var(--white); border-radius: 10px; padding: 13px 15px; border: 1.5px solid var(--border); text-decoration: none; color: var(--text); font-size: 13px; font-weight: 500; transition: all 0.2s; }
.int-card:hover { border-color: var(--blue); color: var(--blue); transform: translateY(-2px); box-shadow: var(--shadow); }

.sidebar { display: flex; flex-direction: column; gap: 20px; }
.sidebar-box { background: var(--white); border-radius: var(--radius-lg); box-shadow: var(--shadow); border: 1px solid var(--border); padding: 20px; }
.sidebar-title { font-family: 'Unbounded', sans-serif; font-size: 13px; font-weight: 700; color: var(--navy); margin-bottom: 14px; }
.sidebar-links { display: flex; flex-direction: column; gap: 8px; }
.sidebar-links a { display: flex; align-items: center; gap: 8px; padding: 10px 12px; border-radius: 8px; background: var(--off-white); border: 1px solid var(--border); text-decoration: none; color: var(--text); font-size: 13px; font-weight: 500; transition: all 0.2s; }
.sidebar-links a:hover { border-color: var(--blue); color: var(--blue); background: var(--blue-light); }

.faq-list { display: flex; flex-direction: column; gap: 10px; margin-bottom: 40px; }
details { background: var(--white); border: 1.5px solid var(--border); border-radius: var(--radius); overflow: hidden; }
details[open] { border-color: var(--blue); }
summary { cursor: pointer; padding: 16px 20px; font-weight: 600; font-size: 15px; color: var(--navy); list-style: none; display: flex; justify-content: space-between; align-items: center; gap: 12px; }
summary::-webkit-details-marker { display: none; }
summary::after { content: '+'; font-size: 20px; color: var(--blue); }
details[open] summary::after { transform: rotate(45deg); }
.faq-answer { padding: 0 20px 16px; font-size: 14px; color: var(--text-mid); line-height: 1.7; border-top: 1px solid var(--border); padding-top: 12px; }

.disclaimer { background: #FFFBEB; border: 1px solid #FDE68A; border-radius: var(--radius); padding: 14px 18px; font-size: 13px; color: #92400E; line-height: 1.6; margin-bottom: 40px; }

footer { background: var(--navy); color: rgba(255,255,255,0.55); padding: 36px 0 24px; }
.footer-inner { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 36px; margin-bottom: 28px; }
.footer-brand .logo { display: block; margin-bottom: 10px; }
.footer-tagline { font-size: 13px; line-height: 1.6; }
.footer-col-title { font-family: 'Unbounded', sans-serif; font-size: 12px; font-weight: 600; color: var(--white); margin-bottom: 12px; }
.footer-links { display: flex; flex-direction: column; gap: 7px; }
.footer-links a { color: rgba(255,255,255,0.5); text-decoration: none; font-size: 13px; }
.footer-links a:hover { color: var(--white); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.1); padding-top: 18px; font-size: 12px; line-height: 1.7; }

/* ── Hero + calculator first (banki.ru style) ── */
.hero-calc { background: var(--white); border-bottom: 1px solid var(--border); padding: 28px 0 32px; }
.hero-calc.hero-emerald { background: linear-gradient(180deg, #ECFDF5 0%, var(--white) 100%); }
.hero-calc-inner { display: grid; grid-template-columns: 1fr 1.1fr; gap: 28px 36px; align-items: start; }
.hero-calc-head { min-width: 0; }
.hero-updated { font-size: 12px; color: var(--text-light); margin-bottom: 10px; }
.hero-calc .page-title { font-family: 'Unbounded', sans-serif; font-size: clamp(22px, 3vw, 32px); font-weight: 700; color: var(--navy); line-height: 1.2; margin-bottom: 10px; }
.hero-calc .page-sub { font-size: 15px; color: var(--text-mid); line-height: 1.6; max-width: 520px; }
.hero-calc-widget .calc-widget { margin-bottom: 0; }
.hero-calc-inner-bank { grid-template-columns: 1fr; gap: 0; }
.hero-calc-head-full { margin-bottom: 0; }
.hero-calc-widget-full { grid-column: 1 / -1; }
.page-bank .container.page-content,
.page-bank .container-wide.page-content { max-width: 960px; }

.bank-cta-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-top: 14px; }
.btn-calc-primary { width: 100%; padding: 14px 16px; background: var(--blue); color: var(--white); font-family: 'Unbounded', sans-serif; font-size: 14px; font-weight: 700; border: none; border-radius: 10px; cursor: pointer; transition: background 0.2s; }
.btn-calc-primary:hover { background: var(--blue-bright); }
.btn-apply { display: flex; align-items: center; justify-content: center; width: 100%; padding: 14px 16px; background: var(--accent); color: var(--white); font-family: 'Unbounded', sans-serif; font-size: 14px; font-weight: 700; border-radius: 10px; text-decoration: none; transition: background 0.2s; }
.btn-apply:hover { background: var(--accent-hover); color: var(--white); }
.page-bank .calc-widget .calc-submit { display: none; }

/* Bank offer cards (hub pages) */
.bank-offers { margin: 36px 0 40px; }
.bank-offers-list { display: flex; flex-direction: column; gap: 12px; }
.bank-offer-card { display: grid; grid-template-columns: minmax(180px, 1.2fr) minmax(200px, 1.5fr) auto; gap: 16px 24px; align-items: center; background: var(--white); border: 1px solid var(--border); border-radius: 14px; padding: 18px 20px; box-shadow: var(--shadow); transition: border-color 0.2s, box-shadow 0.2s; }
.bank-offer-card:hover { border-color: #BBDEFB; box-shadow: var(--shadow-lg); }
.bank-offer-head { display: flex; align-items: center; gap: 12px; min-width: 0; }
.bank-logo { display: block; width: auto; max-width: 120px; height: 32px; object-fit: contain; object-position: left center; flex-shrink: 0; }
.bank-logo-sm { max-width: 84px; height: 24px; }
.bank-logo-fallback { font-size: 28px; line-height: 1; flex-shrink: 0; }
.int-card .bank-logo-sm { margin-right: 2px; }
.bank-link-name { display: flex; align-items: center; gap: 8px; }
.bank-offer-icon { font-size: 28px; line-height: 1; flex-shrink: 0; }
.bank-offer-name { font-weight: 700; font-size: 16px; color: var(--navy); }
.bank-offer-rate { font-family: 'Unbounded', sans-serif; font-size: 22px; font-weight: 700; color: var(--blue); line-height: 1.1; }
.bank-offer-rate small { display: block; font-family: 'Golos Text', sans-serif; font-size: 12px; font-weight: 500; color: var(--text-light); margin-top: 2px; }
.bank-offer-params { display: flex; flex-wrap: wrap; gap: 8px 16px; margin: 0; padding: 0; list-style: none; font-size: 13px; color: var(--text-mid); }
.bank-offer-params li { white-space: nowrap; }
.bank-offer-actions { display: flex; flex-direction: column; gap: 8px; min-width: 148px; }
.btn-offer-apply, .btn-offer-calc { display: block; text-align: center; padding: 10px 14px; border-radius: 8px; font-size: 13px; font-weight: 600; text-decoration: none; transition: all 0.2s; }
.btn-offer-apply { background: var(--accent); color: var(--white); border: none; }
.btn-offer-apply:hover { background: var(--accent-hover); color: var(--white); }
.btn-offer-calc { background: var(--white); color: var(--blue); border: 1.5px solid var(--blue); }
.btn-offer-calc:hover { background: var(--blue-light); }

.related-hubs { margin-bottom: 36px; }
.related-hubs-grid { display: flex; flex-wrap: wrap; gap: 10px; }

.zayavka-banner { background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%); border-radius: var(--radius-lg); padding: 28px 32px; margin-bottom: 36px; display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 20px; }
.zayavka-banner-text h2 { font-family: 'Unbounded', sans-serif; font-size: clamp(16px, 2vw, 22px); font-weight: 700; color: var(--white); margin-bottom: 6px; }
.zayavka-banner-text p { font-size: 14px; color: rgba(255,255,255,0.7); max-width: 520px; }
.btn-zayavka { display: inline-flex; align-items: center; padding: 14px 24px; background: var(--accent); color: var(--white); font-family: 'Unbounded', sans-serif; font-size: 14px; font-weight: 700; border-radius: 10px; text-decoration: none; white-space: nowrap; transition: background 0.2s; }
.btn-zayavka:hover { background: var(--accent-hover); color: var(--white); }

.author-card { display: flex; gap: 20px; background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 24px 28px; margin-bottom: 28px; box-shadow: var(--shadow); }
.author-card-ava { width: 64px; height: 64px; border-radius: 50%; background: linear-gradient(135deg, var(--blue), var(--navy)); display: flex; align-items: center; justify-content: center; font-family: 'Unbounded', sans-serif; font-size: 22px; font-weight: 700; color: var(--white); flex-shrink: 0; }
.author-card-body { flex: 1; min-width: 0; }
.author-card-name { font-weight: 700; font-size: 16px; color: var(--navy); margin-bottom: 2px; }
.author-card-name a { color: var(--blue); text-decoration: none; margin-left: 8px; font-size: 12px; font-weight: 500; }
.author-card-role { font-size: 13px; color: var(--text-light); margin-bottom: 8px; }
.author-card-bio { font-size: 14px; color: var(--text-mid); line-height: 1.65; margin-bottom: 8px; }
.author-card-badge { display: inline-block; background: var(--success-bg); border: 1px solid #A7D7A9; color: var(--success); font-size: 12px; font-weight: 600; padding: 4px 10px; border-radius: 6px; }

main.page-main { padding-bottom: 48px; }
.page-content { padding-top: 8px; }

/* ── Homepage ── */
.page-home .hero-calc { padding-bottom: 28px; }
.home-section { margin-bottom: 40px; }
.home-products { display: grid; grid-template-columns: repeat(auto-fill, minmax(260px, 1fr)); gap: 14px; }
.home-product-card { display: flex; flex-direction: column; background: var(--white); border: 1.5px solid var(--border); border-radius: 14px; padding: 20px; text-decoration: none; color: inherit; transition: all 0.2s; min-height: 100%; }
.home-product-card:hover { border-color: var(--blue); transform: translateY(-2px); box-shadow: var(--shadow-lg); }
.home-product-tag { font-size: 11px; font-weight: 600; letter-spacing: 0.5px; text-transform: uppercase; color: var(--blue); margin-bottom: 8px; }
.home-product-title { font-family: 'Unbounded', sans-serif; font-size: 15px; font-weight: 700; color: var(--navy); margin-bottom: 8px; line-height: 1.3; }
.home-product-desc { font-size: 13px; color: var(--text-mid); line-height: 1.55; flex: 1; margin-bottom: 14px; }
.home-product-rate { font-family: 'Unbounded', sans-serif; font-size: 20px; font-weight: 700; color: var(--blue); margin-bottom: 12px; }
.home-product-rate small { display: block; font-family: 'Golos Text', sans-serif; font-size: 11px; font-weight: 500; color: var(--text-light); margin-top: 2px; }
.home-product-cta { font-size: 13px; font-weight: 600; color: var(--accent); }
.home-trust { display: grid; grid-template-columns: repeat(2, 1fr); gap: 14px; margin-bottom: 40px; }
.home-trust-item { display: flex; gap: 14px; background: var(--white); border: 1px solid var(--border); border-radius: 12px; padding: 18px; }
.home-trust-icon { font-size: 28px; line-height: 1; flex-shrink: 0; }
.home-trust-title { font-weight: 700; font-size: 14px; color: var(--navy); margin-bottom: 4px; }
.home-trust-text { font-size: 13px; color: var(--text-mid); line-height: 1.55; }

/* ── Zayavka funnel ── */
.zayavka-flow { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 28px 32px; box-shadow: var(--shadow); margin-bottom: 28px; }
.zayavka-panel-hidden { display: none !important; }
.zayavka-form-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px 20px; margin-bottom: 18px; }
.zayavka-consent { display: flex; align-items: flex-start; gap: 10px; font-size: 13px; color: var(--text-mid); line-height: 1.5; margin-bottom: 18px; cursor: pointer; }
.zayavka-consent input { margin-top: 3px; flex-shrink: 0; }
.zayavka-consent a { color: var(--blue); }
.btn-zayavka-full { width: 100%; justify-content: center; border: none; cursor: pointer; font-family: 'Unbounded', sans-serif; }
.zayavka-note { font-size: 12px; color: var(--text-light); margin-top: 12px; line-height: 1.5; }
.zayavka-loader { text-align: center; padding: 32px 16px; }
.zayavka-loader-ring { width: 56px; height: 56px; border: 4px solid var(--border); border-top-color: var(--blue); border-radius: 50%; margin: 0 auto 20px; animation: zayavka-spin 0.9s linear infinite; }
@keyframes zayavka-spin { to { transform: rotate(360deg); } }
.zayavka-loader-title { font-family: 'Unbounded', sans-serif; font-size: 18px; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.zayavka-loader-text { font-size: 14px; color: var(--text-mid); margin-bottom: 12px; }
.zayavka-timer { font-family: 'Unbounded', sans-serif; font-size: 32px; font-weight: 700; color: var(--blue); }
.zayavka-results-title { font-family: 'Unbounded', sans-serif; font-size: clamp(18px, 2.5vw, 24px); font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.zayavka-results-sub { font-size: 14px; color: var(--text-mid); margin-bottom: 20px; line-height: 1.6; }
.zayavka-results-list { display: flex; flex-direction: column; gap: 12px; margin-bottom: 20px; }
.zayavka-result-card { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 14px; background: var(--off-white); border: 1px solid var(--border); border-radius: 12px; padding: 16px 18px; }
.zayavka-result-head { display: flex; align-items: center; gap: 14px; min-width: 0; }
.zayavka-result-name { font-weight: 700; font-size: 15px; color: var(--navy); }
.zayavka-result-rate { font-family: 'Unbounded', sans-serif; font-size: 16px; font-weight: 700; color: var(--blue); }
.zayavka-calc-link { font-size: 14px; font-weight: 600; color: var(--blue); text-decoration: none; }
.zayavka-calc-link:hover { text-decoration: underline; }
.legal-block { margin-bottom: 28px; }
.hero-calc-info { padding-bottom: 24px; }

@media (max-width: 900px) {
  .nav-toggle { display: flex; }
  header nav.site-nav {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    flex-direction: column;
    align-items: stretch;
    gap: 2px;
    padding: 8px;
    background: var(--navy-mid);
    border-top: 1px solid rgba(255,255,255,0.08);
    box-shadow: 0 12px 24px rgba(0,0,0,0.25);
  }
  .site-header.nav-open nav.site-nav { display: flex; }
  header nav.site-nav a { padding: 12px 14px; font-size: 15px; border-radius: 8px; }
  .header-inner { padding: 0 16px; }
  .zayavka-form-grid { grid-template-columns: 1fr; }
  .home-trust { grid-template-columns: 1fr; }
  .hero-calc-inner { grid-template-columns: 1fr; gap: 20px; }
  .bank-offer-card { grid-template-columns: 1fr; gap: 12px; }
  .bank-offer-actions { flex-direction: row; min-width: 0; }
  .bank-offer-actions a { flex: 1; }
}
@media (max-width: 640px) {
  .hero-calc { padding: 20px 0 24px; }
  .bank-cta-row { grid-template-columns: 1fr; }
  .bank-offer-actions { flex-direction: column; }
  .zayavka-banner { padding: 20px; }
  .author-card { flex-direction: column; padding: 20px; }
}

/* ── Compact bank page: калькулятор на 1 экран ── */
.page-bank .breadcrumbs-inner { padding: 6px 24px; font-size: 12px; }
.page-bank .page-header.compact { padding: 12px 24px 16px; }
.page-bank .page-title-compact { font-size: clamp(16px, 2.5vw, 22px); margin-bottom: 0; line-height: 1.25; }
.page-bank .page-bank-layout { padding: 0 0 32px; max-width: none; margin: 0; }
.page-bank .calc-compact { margin-bottom: 0; box-shadow: var(--shadow); }
.page-bank .calc-header-compact { padding: 10px 16px; justify-content: center; }
.page-bank .calc-header-compact .calc-header-title { font-size: 13px; width: 100%; text-align: center; }
.page-bank .calc-body { padding: 12px 16px 16px; }
.page-bank .field-input-compact { position: absolute; width: 1px; height: 1px; opacity: 0; pointer-events: none; overflow: hidden; }
.page-bank .field-group { margin-bottom: 10px; }
.page-bank .field-group-full { margin-bottom: 8px; }
.page-bank .field-label { font-size: 12px; margin-bottom: 4px; }
.page-bank .field-value { font-size: 12px; }
.page-bank .toggle-tabs-compact .toggle-tab { padding: 6px 8px; font-size: 12px; }
.page-bank .calc-fields-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 8px 14px; }
.page-bank .calc-fields-grid-3 { grid-template-columns: repeat(3, 1fr); }
.page-bank .calc-submit-compact { padding: 11px; font-size: 14px; margin-top: 8px; }
.page-bank .cta-main-compact { display: none; }
.page-bank .expert-bar { display: none; }
.page-bank .results-panel-compact { margin-top: 12px; padding-top: 12px; }
.page-bank .results-grid-compact { grid-template-columns: repeat(4, 1fr); gap: 8px; margin-bottom: 0; }
.page-bank .results-grid-compact .result-card { padding: 8px 10px; }
.page-bank .results-grid-compact .result-card.main { grid-column: 1 / -1; }
.page-bank .results-grid-compact .result-value { font-size: 14px; }
.page-bank .results-grid-compact .main .result-value { font-size: 20px; }
.page-bank .results-grid-compact .result-label { font-size: 9px; }
.page-bank .expert-bar { padding: 12px 16px; margin-bottom: 20px; }
.page-bank .expert-ava { width: 40px; height: 40px; font-size: 14px; }
.page-bank .bottom-links { margin-top: 32px; padding-top: 24px; border-top: 1px solid var(--border); }
.page-bank .bottom-links .section-title { font-size: 18px; margin-bottom: 16px; }

@media (max-width: 640px) {
  .page-bank .page-header.compact { padding: 10px 16px 12px; }
  .page-bank .page-title-compact { font-size: 15px; }
  .page-bank-layout { padding: 12px 0 24px; }
  .page-bank .calc-fields-grid,
  .page-bank .calc-fields-grid-3 { grid-template-columns: 1fr 1fr; }
  .page-bank .calc-fields-grid-3 .field-group:first-child { grid-column: 1 / -1; }
  .page-bank .results-grid-compact { grid-template-columns: 1fr 1fr; }
  .page-bank .results-grid-compact .result-card.main { grid-column: 1 / -1; }
  .page-bank .expert-bar { flex-direction: row; gap: 10px; }
  .page-bank .expert-badge { display: none; }
}

@media (max-width: 900px) { .content-grid { grid-template-columns: 1fr; } }
@media (max-width: 640px) { .footer-grid { grid-template-columns: 1fr; } .container { padding: 0 16px; } .calc-body, .seo-block { padding: 20px; } .results-grid { grid-template-columns: 1fr; } }